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📰 Credit Tip:

  • Writer: Jennifer No
    Jennifer No
  • May 12
  • 1 min read

The Credit Bureaus Are Publicly Traded — Here’s Why That Matters

When we think of credit bureaus like Equifax, Experian, and TransUnion, we usually think of credit scores and reports — not Wall Street. But here’s something many people don’t realize:

➡️ All three major credit bureaus are publicly traded companies.

That’s right — these aren’t government agencies or public services. They’re for-profit corporations accountable to shareholders and investors.

📊 Quick Snapshot:

  • Equifax (NYSE: EFX) – Traded on the New York Stock Exchange

  • Experian (LSE: EXPN) – Traded on the London Stock Exchange

  • TransUnion (NYSE: TRU) – Also on the NYSE

💡 How They Make Their Money

These companies earn billions by selling data and services to:

  • Lenders and banks (for credit reports and scores)

  • Businesses (for marketing and customer targeting)

  • Government agencies (for identity verification and analytics)

  • Consumers (credit monitoring and identity protection)

In short, your credit data is their product — and they profit from the financial decisions others make about you.

🧠 Why You Should Care

Since these companies operate to generate profits, they may not always be as responsive or consumer-focused as we’d hope — especially when it comes to correcting errors or dealing with disputes.

✅ That’s why staying on top of your credit report and understanding how your information is used is more important than ever.

Need help navigating credit reports, Mortgage loans, or getting mortgage-ready? Let’s connect — I’m here to help you make informed, confident financial decisions.


Jennifer No

RMLO

C&T Mortgage, Inc

16718 House Hahl Rd Ste H

Cypress, TX 77433

832-220-1480 (office)

936-525-7225 (cell)

Company NMLS: 1231852

Individual NMLS: 1310829

 
 
 

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.Any complaint against C&T Mortgage or Jennifer No should be reported to https://www.sml.texas.gov/index.html
calling its TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550,
BY FAX AT 512-475-1360, OR BY EMAIL AT SMLINFO@SML.STATE.TX.US, NMLS #1238152

Equal credit opporunity housing lender in cypress tx

Cypress Mortgage Pro

C & T Mortgage, Inc.

16718 House Hahl Rd Ste H  Cypress, TX 77433

 Cell 936-525-7225

Office 832-220-1480

Other 936-522-7193

NMLS# 1368889

NMLS# 1310829

Company NMLS # 1231852

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