📰 Credit Tip:
- Jennifer No
- May 12
- 1 min read
The Credit Bureaus Are Publicly Traded — Here’s Why That Matters
When we think of credit bureaus like Equifax, Experian, and TransUnion, we usually think of credit scores and reports — not Wall Street. But here’s something many people don’t realize:
➡️ All three major credit bureaus are publicly traded companies.
That’s right — these aren’t government agencies or public services. They’re for-profit corporations accountable to shareholders and investors.
📊 Quick Snapshot:
Equifax (NYSE: EFX) – Traded on the New York Stock Exchange
Experian (LSE: EXPN) – Traded on the London Stock Exchange
TransUnion (NYSE: TRU) – Also on the NYSE
💡 How They Make Their Money
These companies earn billions by selling data and services to:
Lenders and banks (for credit reports and scores)
Businesses (for marketing and customer targeting)
Government agencies (for identity verification and analytics)
Consumers (credit monitoring and identity protection)
In short, your credit data is their product — and they profit from the financial decisions others make about you.
🧠 Why You Should Care
Since these companies operate to generate profits, they may not always be as responsive or consumer-focused as we’d hope — especially when it comes to correcting errors or dealing with disputes.
✅ That’s why staying on top of your credit report and understanding how your information is used is more important than ever.
Need help navigating credit reports, Mortgage loans, or getting mortgage-ready? Let’s connect — I’m here to help you make informed, confident financial decisions.
Jennifer No
RMLO
C&T Mortgage, Inc
16718 House Hahl Rd Ste H
Cypress, TX 77433
832-220-1480 (office)
936-525-7225 (cell)
Company NMLS: 1231852
Individual NMLS: 1310829
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