Many potential homebuyers choose to “wait and see” before purchasing a home, hoping for lower interest rates or better market conditions. While that approach can feel safe, waiting often comes with significant hidden costs—especially when you factor in rising home prices, rent payments, and lost equity. Let’s break down what waiting three years could really cost you if you are considering a $400,000 home and currently paying $2,500 per month in rent. 1. Rent Paid Over 3 Years

If you’re thinking about buying a home or refinancing in Texas in 2026 , the biggest question is simple: Is now the right time—or should I wait? According to the January 2026 Housing Forecast from Fannie Mae , the Texas housing market is entering a more stable—but still competitive—phase, with mortgage rates leveling out, home prices continuing to rise, and buyer demand increasing statewide Let’s break down what this means specifically for Texas homebuyers, sellers, and homeo

I still talk to people who wanted to buy back in 2021 and decided to wait for the “perfect deal.” Fast forward to today—and they’re still waiting.   Here’s the truth 👇 💡 There ARE great deals in the market right now. They just look different than they did a few years ago.   ✔️ Less buyers = less competition (no bidding wars, fewer stress-filled offers) ✔️ Seller credits to help cover closing costs or buy down your interest rate ✔️ Negotiation power is back in the buyer’s ha