top of page

Step By Step Guide: How to Get a Mortgage Pre-approval Before You Start Looking For a Home

  • Jennifer No- Cypress Mortgage Pro
  • Jan 22, 2020
  • 2 min read

If you want to buy a home, the first thing you need to do is get a mortgage pre-approval (unless you are paying cash). To many people buying a home is scary! Getting a mortgage pre-approval with www.CypressMortgagePro.com helps minimize stress around the home buying process.

Knowing how much you can afford with a mortgage pre-approval from Cypress Mortgage Pro helps you to streamline the house-finding process so you don’t run the risk of falling in love with a home over your budget.

Use the following steps to get your preapproval with Cypress Mortgage Pro

#1- Call Jennifer No at 936-525-7225 or email me at jennifer@cntmtg.com or check out www.CypressMortgagePro.com. I can take the loan application over the phone normally, within 10-15 mins. Or you can fill out online here: www.CypressMortgagePro.com (click the red APPLY HERE BUTTON)

#2 Gather the below documentation (could very slightly depending on info taken on loan application)

• Proof of identity –Your driver’s license can satisfy this requirement.

• Proof of income – Your paystubs provide proof of your YTD income. You’ll also need your W-2s or tax returns for the last two years. If you are self-employed, lenders will require your tax returns.

• Proof of assets – You need enough money for the required down payment and closing costs. Lenders need the last two months of bank statements. If you made any large deposits during that time, be ready to prove where the funds originated.

After you complete the mortgage application and I (Jennifer) will review your documents, if you qualify, I will provide you with a pre-approval.

The pre-approval letter will show: • The maximum loan amount • The term (15, 20, or 30 years) • The estimated interest rate (it’s not official until you lock in a rate) • An expiration date for the pre-approval letter

Once you have the mortgage pre-approval letter, you can shop for a home with ease.

At Cypress Mortgage Pro we work with many loan programs with low down payments, fixed rate mortgages, VA loans, FHA loans, Conventional Loans, Home Improvement loans, refinances you name it, we do it!


 
 
 

Comments


Featured Posts
Recent Posts
Archive
Search By Tags
Follow Us
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square

.Any complaint against C&T Mortgage or Jennifer No should be reported to https://www.sml.texas.gov/index.html
calling its TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550,
BY FAX AT 512-475-1360, OR BY EMAIL AT SMLINFO@SML.STATE.TX.US, NMLS #1238152

Equal credit opporunity housing lender in cypress tx

Cypress Mortgage Pro

C & T Mortgage, Inc.

16718 House Hahl Rd Ste H  Cypress, TX 77433

 Cell 936-525-7225

Office 832-220-1480

Other 936-522-7193

NMLS# 1368889

NMLS# 1310829

Company NMLS # 1231852

  • Facebook Social Icon
  • LinkedIn Social Icon
  • Blogger Social Icon
  • Google+ Social Icon
  • Pinterest Social Icon
bottom of page