What makes up a credit score ?

****Credit lesson**** When I analyze clients credit report the #1 thing I see that negatively impacts a client credit score is.....High credit card balances. Keeping you balance under 30% of your available credit limit will help your score each month. A balance at 50% doesn't help or hurt your score and a balance over 50% will hurt your score. For a few of you over your credit limit, that is tanking your score. If you don't have the extra cash to pay down your limits-apply for a credit card with a transfer offer and transfer some of the debt over to get your balances down.


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.Any complaint against C&T Mortgage or Jennifer No should be reported to https://www.sml.texas.gov/index.html
calling its TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550,
BY FAX AT 512-475-1360, OR BY EMAIL AT SMLINFO@SML.STATE.TX.US, NMLS #1238152

Cypress Mortgage Pro

C & T Mortgage, Inc.

16718 House Hahl Rd Ste H  Cypress, TX 77433

 Cell 936-525-7225

Office 832-220-1480

Other 936-522-7193

NMLS# 1368889

NMLS# 1310829

Company NMLS # 1231852

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